Plan Design & Implementation
Selecting and implementing a retirement plan can feel overwhelming—but it doesn’t have to be.
Integrated Pension Design, Inc. guides you through every step of the process, ensuring your plan is built to align with your company’s structure, goals, and workforce.
Whether you're starting a new plan or refining an existing one, our team brings deep technical expertise and a hands-on approach to help you make informed, strategic decisions.
WHAT TO EXPECT DURING PLAN DESIGN
We tailor each plan to meet the unique needs of your business:
Initial Consultation and Goal Setting
We start by understanding your business goals, ownership structure, and employee demographics to ensure the retirement plan is aligned with your objectives and tailored to your organization.
Affiliated Company Review
We review related entities to determine if they must be included under IRS rules, helping ensure proper plan coverage and regulatory compliance.
Custom Plan Design
We create a plan that balances tax efficiency, retirement savings goals, and administrative simplicity—designed with owners, employees, and long-term strategy in mind.
Plan Takeover Analysis
If you're switching from another provider, we conduct a full review of your existing plan and recommend changes to better align with your goals.
IMPLEMENTATION SERVICES
Once the plan design is finalized, we take care of the technical details to ensure a smooth rollout:
Plan Document Preparation
We draft and deliver all required plan documents in full compliance with IRS regulations, ensuring your plan is built on a solid and legally sound foundation.
IRS Determination Support
When applicable, we prepare and submit IRS determination letter requests to validate your plan’s tax-qualified status and provide added assurance.
Participant Communication
We create the Summary Plan Description and related materials, helping participants understand their benefits and rights under the plan.
Ongoing Plan Reviews
We meet with you annually—or more frequently if needed—to review your plan design and recommend adjustments that reflect changes in your business, workforce, or strategic goals.
From initial design to long-term support, we provide a seamless experience that positions your plan—and your company—for continued success.
